Product & Services
Credit Scoring for Loan & Credit Institutions
For many financial institutions, targeting the right clientele has always been challenging, especially when it comes to giving credit.
Many legacy screening processes either leave out valuable opportunities or are unable to detect rare cases such as the probability of loan defaults or fraudulent transactions. With our AT/PRC technology, we help companies analyse their customer data in a plug-and-play manner to help predict rare cases with high accuracy.
This allows institutions to identify the right customers that are a good fit while avoiding risky prospects that might default.
Predictive Modelling Powered by AI Technology
Using AT/PRC, financial institutions can input their customers’ loan application data, as well as the bank account and transaction data. Through our AI technology, we analyze comprehensively while fine-tuning the selection criteria on-the-go.
This allows for an accurate predictive model of your prospects, giving a score to each of them, identifying high-value customers who have a need while being creditworthy.
To accomplish this, our AI dynamically syncs real-world life factors that include educational history as well as socio-economic status to improve the modelling and prediction.
This helps your team directly contact customers with higher contract rates, saving time and expense trying to acquire new business.
Partnering for Success
At Hitachi, we partner with major financial institutions across Asia and beyond including SBI Sumishin Net Bank, Bao Viet Insurance and VietCredit to optimise their operations and launch innovative new services for their customers.
We believe in a culture of partnership, collaboration and co-creation to unlock the most value for our clients and deliver truly exceptional products to the market.
Together we can revolutionise how loans are given and reach more deserving customers.
