Product & Services
Credit Scoring for Loan and Credit Institutions
For many financial institutions, targeting the right customer has always been challenging, especially when it comes to giving credit.
Many legacy screening processes either leave out valuable opportunities or are unable to detect rare cases such as the probability of loan defaults or fraudulent transactions. With our AT/PRC technology, we help companies analyse customer data in a plug-and-play manner to predict rare cases with high accuracy.
This allows institutions to identify the right prospects that are a good fit while avoiding risky prospects that might default.
Predictive Modeling Powered by AI Technology
Using AT/PRC, financial institutions can input their customers’ loan application data, bank account and transaction data. Our AI technology analyzes comprehensively and fine-tunes the selection criteria on-the-go.
This allows for an accurate predictive model of your prospects, giving a score to each of them, identifying high-value customers who have a need while being creditworthy.
To accomplish this, our AI dynamically syncs real-world life factors such as educational history socio-economic status to improve the model and prediction.
This helps your team directly contact customers with higher contract rates, saving time and expense trying to acquire new business.
Partnering for Success
At Hitachi, we partner with major financial institutions across Asia and beyond including SBI Sumishin Net Bank, Bao Viet Insurance and VietCredit to optimise their operations and launch innovative new services for their customers.
We believe in a culture of partnership, collaboration and co-creation to unlock the most value for our clients and deliver truly exceptional products to the market.
Together we can revolutionise how loans are given and reach more high-value customers.